Worldwide Debt Relief Services

We can increase your credit score by 90-200 points!! Settle your debts for 10% on the dollar!! IRS problems, let us solve them!! Chex Systems keeping you down let us pick you up!! 1-866-985-4440

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FAQ

Can my credit be repaired in as little as 72 hrs?
How do you restore bad credit?
How Does Your Company Do this Legally?
What items can be removed?
How does your guarantee work?
How Does Debt Settlement compare to Debt Consolidation and Consumer Credit Counseling?

Q: Can my credit be repaired in as little as 72 hrs?

A: No, not legally anyway. The fastest is usually around 30 days, however it can take up to 90 days. Don't be fooled with the "fast" credit repair it is probably illegal or a scam.

Q: How do you restore bad credit?

A: Once we have your credit reports, we dispute the credit reporting agencies, court house, and creditors or lenders on your behalf. Any information the agencies or creditors cannot verify is removed. Any dispute not responded to within the allowed response time is removed.

Probably sounds easy, but if you ask someone who has attempted to dispute their own credit, they will tell you it's actually not. According to federal law, the credit agencies can ignore your dispute under a variety of conditions. A large percentage of dispute letters sent directly from consumers are rejected under one credit agency pretext or another. Making it a very time consuming and frustrating task.

After we dispute your negative credit, a new copy of your credit report will be sent to your address showing any deletions or improvements. When you receive your new copy you'll send us the updated version of your credit report, so we can continue disputing the remaining negative items.

Any accurate and verifiable information will remain on the credit report. All too often, disputed credit items cannot be verified or in many instances the creditor will not respond to our dispute due to our approach and the negative item is removed.

Q: How Does Your Company Do this Legally?

A: Disputing your credit report is your right according to the Fair Credit Reporting Act and FACT act. Credit repair is a completely legal and necessary service. We hold the credit reporting agencies accountable. Simple as that.

Q: What items can be removed?

A: A better question would most likely be "what item cannot be removed". We can remove everything you can imagine, here is a list of some:

*Late Payments
*Charge Offs
*Foreclosures
*Judgements
*Repossessions
*Personal Identification changed or corrected
*Closed Accounts
*Bankruptcies
*Negative Settlements
*Liens
*Collection

Q: How does your guarantee work?

A:It's a simple "satisfaction guarantee". You really don't see that kind of confidence from most credit repair companies. If you are not satisfied with the service, you are entitled to a full refund. However, we do ask that if you are not satisfied you bring this matter to our attention so that we can attempt to resolve your concerns. Simply put, we are a fair and honest company. You will receive the service you pay for, if you do not, all we ask is a fair opportunity to satisfy you. We will not tolerate any client trying to take advantage of our good faith guarantee by trying to receive a "free" service.

We in return will always provide our clients with the highest level of results possible. We do not consider one or two items corrected the "highest level of results possible" either, unless those are the only two negative items within your entire credit history. We are one of the most aggressive companies out there, we will do everything possible to provide you with the greatest improvement to your credit reports. We have no challenge offering a full refund if we were not able to help you.

Keep in mind however, no one can promise or guarantee the removal of any specific item on your reports within a given time frame. No one. The methods, techniques, loop holes, used to repair your credit simply do not allow for such a bold statement. Any reputable credit repair company will tell you the same. If they don't, then they are more interested in your money rather than their own integrity. The only approach a legitimate company can make is to exhaust every legal angle, loop hole, and gray area possible. This is how credit repair works.

Q: . How Does Debt Settlement compare to Debt Consolidation and Consumer Credit Counseling?

A: In our Debt Settlement Program, we negotiate with your creditors to settle your debt for amounts significantly less than you owe. The typical settlement is 25%-75% of your outstanding balances. This saves you money on debt principal and interest and provides you the opportunity to pay-off your debt faster.

Debt consolidation converts all your unsecured debts into a single secured loan. You will still be required to pay 100% of the new debt, in addition to any closing costs or other fees. Converting unsecured debt into secured debt reduces your options for debt relief, as the lender now has the ability to seize your property.

Consumer credit counseling agencies claim to be non-profit agencies that often receive funding from major creditors. They actually lengthen the term of your debt and your outstanding principle is not reduced.

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